Insurance Can Be Alternatives For Management Disaster

The use of insurance as a step to anticipate the magnitude of the losses is very possible disaster. This is because the basic principle of insurance as the transferee of the risk borne. Reconciliation and Reconstruction Deputy National Disaster

Tips for Choosing a Good and Safe Insurance

People now began to be careful withdetermining the type of investment insurance isno exception . It was in response to the rise ofinvestment bulgings . Even later last insurance productsalso assessed the full risk due to possible claims couldnot be cashed . The case against one of the famousmusician Ahmad Dhani boy named Abdul Qadir Jilani (AQJ ) aka Dul .
So , what is the things need to be does / did by the investor or buyer of insurance beforechoosing insurance products are good and safe ?
Chairman of the Indonesian Life Insurance Association (AAJI ) Hendrisman Rahim tried to give a view . "Basically everything is actually a good insurancecompany , but it must be careful before buying , " saidwhen met at his office Hendrisman The Plaza Office Tower , Jakarta , Friday ( 27/09/2013 ) . 

basic principles of insurance

There are 6 kinds of basic principles that must be met in the world of insurance, namely: insurable interest, utmost good faith, proximate cause, indemnity, subrogation and contribution.

1. insurable interest : The right to insure arising out of a financial relationship, between you and the subject matter insured and can be legally recognized.
2. Utmost good faith : An action to disclose accurately and completely, all facts material (material fact) about something that would be insured, whether requested or not. For example: Adira must honestly explain everything clearly about the extent of the terms / conditions of the insurance, and you also have to provide a clear and correct for objects or interests of the insured.
3. proximate cause  : Means the active, efficient cause of events which brings about a result without the intervention of any force started and working actively from a new and independent source. 
4. Indemnity  : A mechanism in which the insurer provides financial compensation to put you in a financial position that you had prior to the loss 
5. Subrogation : The transfer of the right to request from your insurer after a claim has been paid.
6. Contribution  : Insurer the right to invite other insurance companies to equally bear, but do not have the same obligations to you in providing indemnity.