Education plan with insurance

EXAMPLE The following is the parents who provide " security education " for their children : 

Insured Name : Mr. X 

Insured Age : 30 years 

Insured Gender : Male 

Policyholder Name : Children 

Policyholder Age : 1 year 

Relationship with the Insured : Parents 

Sum Assured : Rp 100.000.000 , - 

Premium Payment Period : 6 years 

Insurance Period : 18 years 

BENEFITS PROTECTION : 

If a claim occurs died in Period of Insurance and the Insured aged 5 years or more , will receive compensation amounting to 100 % of Sum Assured . Furthermore , Polis Polis became free premium . Education funds are not received will still be given according to Table Stages Education Fund . However , given the Education Fund is calculated based on the applicable percentage of the amount of the sum assured is payable at the time of payment of claims .

LIVING BENEFITS : 

Education funds will be received in stages in accordance with the Insured's Education Fund Table . 

TABLE STAGE EDUCATION FUND : 

At the policy anniversary 4th awarded 5 % of the Sum Assured : Rp 5.000.000 , - ( child attends Play Group ) 

At the policy anniversary 6th granted 10 % of the Sum Assured : Rp 10.000.000 , - ( children enter elementary school ) 

At the policy anniversary 12th awarded 20 % of the Sum Assured : Rp 20.000.000 , - ( children entered junior high ) 

At the policy anniversary 15th awarded 30 % of the Sum Assured : Rp 30.000.000 , - ( son entered high school ) 

At the policy anniversary 18th awarded 50 % of the Sum Assured : Rp 50.000.000 , - ( children go to university , college years - 1 ) 

On the anniversary of the 19th Polis given 25 % of the Sum Assured : Rp 25.000.000 , - ( son - 2 years college ) 

On the anniversary of the 20th Polis given 25 % of the Sum Assured : Rp 25.000.000 , - ( college kids - 3 years ) 

At the policy anniversary 21st awarded 25 % of the Sum Assured : Rp 25.000.000 , - ( 4 - year college kid ) 

At the policy anniversary to - 22 given 40 % of the Sum Assured : Rp 40.000.000 , - ( children 5 years and college graduation )

PAYMENT : 

Monthly premium : Rp 1.584 million , - 

Premium Quarterly : Rp 4.664 million , - 

Premiums Semester : Rp 9.152 million , - 

Annual premium : Rp 17,600,000 , -